ORDERING YOUR FINANCIAL HOUSE.
SERVICES
Risk, Retirement , Investment , Health and Estate Planning
We provide quality and affordable advice for life changing events namely, Living too long, Dying too soon, Disability, Critical Illness, Hospitalisation, Inflation and Tax, as well as assisting businesses with Buy and Sell and Key Man assurance, Partnership Agreements and future liability protection.
First Consult Group extends to individuals and businesses a range of services ranging from Wealth creation and management, Estate planning and wills, Short term including commercial and domestic insurance, health and medical aid services including gap cover and corporate services. Our current portfolio includes servicing one of the largest transport operators in Southern Africa.
First Consult views advisors associated with the business as relationship managers who look after the needs of clients in a holistic manner with honesty, integrity and accountability being the Cornerstone of every professional relationship.
WEALTH MANAGEMENT
INVESTMENT MANAGEMENT
PERSONAL FINANCIAL PLANNING
QUALITY AND AFFORDABLE ADVICE
FIRST CONSULT NON NEGOTIABLE DELIVERABLES:
As part of our Comprehensive Financial Service, we offer:
FINANCIAL ROAD MAP:
A complete and thorough annual update of your Financial Roadmap (focus on client values, goals, and benchmarking of progress)
IMPLEMENTATION PLAN:
Delivery of your updated Implementation Plan summarizing your financial plan into a simple chronological list of action steps required to create the greatest probability that you will stay on-track with your financial plan over the years.
PROGRESS REPORTS:
This simple summary of your assets is designed to show you the progress you are making benchmarked against the goals you have set for yourself.
GROWTH ASSETS:
“Asset Structure and Strategy” discussions with you annually. The goal of this discussion is to give you the “big picture” about your financial situation, give you a summary of the strategy going forward and also to review your Implementation Plan with you.
INCOME TAX PREPARATION COORDINATION:
We will coordinate with your Accountant to assist in the preparation of your tax return.
ESTATE PLANNING COORDINATION:
We will review and coordinate updates, as necessary, to your Estate Plan with the objective of:
Establishing a plan for your money to make it into the next generation and to survive beyond that, and…
Create a structure that aims to bring your heirs closer together, as opposed to many Estate Plans which create animosity and conflicts about the money after you’re gone.
GOAL REVIEW AND NOTIFICATION:
We commit to contacting you proactively prior to every goal date you have established to give you the “game plan” for the pursuit of each of your goals.
CASH AND DEBT MANAGEMENT:
We work with you to establish adequate cash reserves to handle financial issues that come up in life. This involves establishing a debt elimination plan (if applicable), as well as, major purchase advice.
INSURANCE REVIEW:
Review every kind of insurance and recommend the right types & amounts of insurance. Be sure there are no “coverage gaps” which might endanger the financial plan, and ensure that you are paying the lowest amount possible for the coverage needed without compromising on quality.
THEY SAY
An Authorised Financial Services Provider, FSP Number 44958
